Goa: The Bank reported a steady financial performance for the third quarter ended December 31, 2025 (Q3 FY2026), marked by improved profitability, robust business growth, enhanced asset quality, and a strengthened capital position.
The Bank recorded a net profit of ₹1,935 crore in Q3 FY2026, compared to ₹1,908 crore in Q3 FY2025, reflecting sustained earnings momentum. Return on Assets (ROA) stood at 1.83% for Q3 FY2026, compared to 1.99% in the corresponding quarter of the previous year.
The Cost of Deposits remained stable at 4.62%, unchanged from Q3 FY2025, while the Cost of Funds improved to 4.74%, from 4.82% a year ago. The Bank reported a Return on Equity (ROE) of 14.49%, a Cost-to-Income Ratio of 56.61%, and a healthy Net Interest Margin (NIM) of 3.52% during the quarter.
