Goa: IDBI Bank has announced a special One Time Settlement (OTS) scheme, “Sugam Rinn Bhugtan Yojana (SUGAM)-II”, to boost its recovery efforts. The scheme covers retail NPAs classified up to March 31, 2022, with a Borrower-wise aggregate Gross Principal Outstanding (GPO) of ₹5 lakh and above, and up to ₹5 crore, subject to other eligibility criteria specified in the scheme. The initiative provides an opportunity to the borrowers whose accounts are classified as NPAs and are willing to settle their dues as per terms of the scheme to avoid legal actions.
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